Financing with Toyota Escondido

Toyota EscondidoĀ takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Your new and used automotive financing experts

At Toyota Escondido, we offer competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs.

Our finance experts are here to guide you through the financing process and help you get into your new vehicle. Contact Toyota Escondido's finance team today or if you're ready to start the financing process, you can fill out our secure finance application online.

Life doesn’t always go as planned

Economic times are hard and many people believe that purchasing a new vehicle is not an option. Every person has a unique story and a unique situation. At Toyota Escondido we understand that and we want you to know that you aren't going through hard times alone.

Special Finance Department

That is why we have a Special Finance Department, with over 20 years of combined experience our team will work with over 20 different banks to try and help you get into the vehicle you need at a price you can afford.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Secure Auto Financing Through Toyota Escondido & Drive Your Next Car Home

Up until now, you've been a car shopper, searching for the right car, truck or SUV for your needs. Now that you've found the one that speaks to you, you're ready to be a car owner. Toyota Escondido is happy to help with automotive financing solutions that are tailor-made for drivers from Escondido, San Marcos CA, Poway CA, Carlsbad CA and Temecula CA, like you.

Lease or Buy? We Help You Understand Both and Choose the One for You

Crunching numbers, manipulating budgets, and choosing finance options can be tricky. But, with the Toyota Escondido finance team on your side, the way becomes clearer. We walk you through every step of the way and answer any questions you have. Unsure whether you're the long-term commitment kind of driver who needs a loan, or the driver who prefers to trade in your car for a new one every couple of years with a lease? We'll help you understand the nuances and benefits of both, to help you choose your best path.

Let the Toyota Escondido Finance Team Work for You

Crunching numbers and reworking budgets can be the less-than-fun part of buying a new vehicle. But, the expert guidance of our finance center can help put the joy, and the ease, back into the process. Get started on your journey towards a new vehicle soon by filling out our convenient, online finance application. We'll work with you every step of the way and answer any questions you have.

Your privacy is important to us.

Toyota Escondido takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Toyota Escondido

    231 E Lincoln Ave
    Escondido, CA 92026

    • Sales: (760) 300-1112
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Get in Touch

  • Contact our Sales Department at: (760) 300-1112
  • Monday9:00 AM - 8:00 PM
  • Tuesday9:00 AM - 8:00 PM
  • Wednesday9:00 AM - 8:00 PM
  • Thursday9:00 AM - 8:00 PM
  • Friday9:00 AM - 8:00 PM
  • Saturday9:00 AM - 7:00 PM
  • Sunday10:00 AM - 6:00 PM