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Call Victor Santiago for immediate assistance!

If your car loan interest rate is above 6%, your best option is to consider refinancing. Even if your auto loan is reduced by 2% you could save hundreds even thousands on your current auto loan! Interest rates have dropped significantly since you purchased your vehicle.

If your credit has improved, even if you have a few negatives on your credit report, or had no history of credit when the vehicle was originally purchased (but credit is healthier now) you may qualify for several months of on-time payments to entice a lender to refinance the loan at a much lower interest rate. It’s important to act now before your payments fall behind. The sooner you open communication with our refinance department, the better the chance you have to come to an arrangement and start saving money every month. Click the “Refinance Now” button below to Apply or Call Victor Santiago at 760-300-1112 ext 1217

Refi Department Hours Tuesday – Saturday 10 am – 6 pm
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Refinance Now!

End of LEASE Options. Save Money, and start breathing again!

Is your lease expiring soon? Would you like to purchase the vehicle? Typically you have the option to, at any point purchase the vehicle without waiting for the lease terms to expire. We offer zero money down 100% financing OAC even if you are over your contract miles. We handle all DMV documents and payout, current lien holders. Toyota Escondido is your headquarters for all your refinancing needs and lease, Buy-Outs.

  • Purchase my Current Lease.
  • Purchase or Lease a New Toyota
  • Extend my Current Lease
  • Return my Toyota

Advantages and Benefits of Refinancing at Toyota Escondido:

  • Skip your next auto payment for up to 45 days*
  • Lower your monthly auto payments
  • Reduce your interest rate
  • Switch to a lender with world-class customer service
  • Extend or Reduce the Length of your Loan
  • Free: No application fees
  • Apply online in just minutes and get an immediate decision
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Speak to our Refinance and Lease BuyOut experts for more details today contact Victor Santiago at

760-300-1112 ext 1217.